Sixty-Five Incorporated

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Can a person who doesn’t qualify for Medicare purchase the coverage?

Can a person who doesn’t qualify for Medicare purchase the coverage? 

Any person who has (or whose spouse has) worked and paid Medicare taxes for 40 quarters is eligible for premium-free Part A. 

However, those individuals who did not work enough quarters can still purchase Part A if they are age 65 or older and meet the citizenship or residency requirements. (Those under 65 years of age have other criteria.)

In 2018, the monthly premium for Part A is $422 for those who worked fewer than 30 quarters, and $232 for those with 30-39 quarters of Medicare-eligible employment.

Those who purchase Part A are then eligible to get other parts of Medicare, such as prescription drug coverage.

Last updated: 08-29-2018