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What is Medicare-Question
How do I qualify for Medicare?

Answer to What is Medicare question
You are eligible to enroll in Medicare at age 65 if:
  • You are a citizen of the United States or a permanent legal resident.
  • You or your spouse have worked and paid Medicare payroll taxes for 10 years (40 quarters), as long as it takes to qualify for Social Security.
  • You or your spouse is a government employee or retiree who paid Medicare taxes while working. 

Note: To qualify on a spouse's record, he or she must be at least 62 years old. 

Those under 65 can qualify for Medicare if they:

  • Have received disability benefits for 24 or more months
  • Have permanent kidney failure, also known as end-stage renal disease (ESRD), and need dialysis or a kidney transplant, or
  • Have Lou Gehrig’s disease and receive disability benefits. 

Once qualified for Part A, a beneficiary can purchase Part B, medical insurance, a Medicare Advantage or prescription drug plan, and/or a Medigap policy. 


Last updated: 08-10-2015