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Are you an employer in need of Medicare guidance for your employees? 65 Incorporated offers Medicare consultation and speaking services to employers as a retirement benefit to your employees, or to simply ensure the your retirement packages will work seamlessly with Medicare. Please click here to learn more.

Each day, people all over the country struggle to make sense of Medicare.

“Do I have to enroll in Medicare?” “Will I face late enrollment penalties?”
“Can I get stuck in a plan for life?” “What if I make a mistake?”
“Can't someone just tell me what to do?”

YES!

Welcome to 65 Incorporated. Our mission is to help you!

We do NOT sell insurance. We do NOT make fees from referrals. You are our only client and we answer to no one but you!

Through a one-on-one consultation with a Medicare expert, you'll get personalized Medicare guidance specific to your unique needs. At the end of the consultation, you'll receive your own personalized Medicare RoadMap report, including step-by-step instructions, and healthplan recommendations (if appropriate).

 
 

A consultation with an unbiased expert is simply the best way to learn about Medicare.

 

65 Incorporated & i65 In the News


Client Testimonials


Medicare is about so much more than "just picking a plan."

 


Medicare is complex.

Getting the help you need is EASY with consultations through 65 Incorporated.

 
 

People like to think that Medicare is easy. "Just pick a plan," they'll say. Unfortunately, there's a lot more to it than just that.

Medicare enrollment is a complex process of six steps — from understanding whether to enroll or delay coverage to reviewing yoru coverage each year for the rest of your life.

But, when you work with the Medicare experts at 65 Incorporated, you're easily guided through the process.

 
 

A SPECIALTY OF 65 Incorporated

Step One: Determing Your Timing

Should you enroll in Medicare when you turn 65 or should you be delaying Medicare enrollment? A lot of regulations determine the timing of Medicare. Unfortunately, these regulations are often unknown or misunderstood. As a result, people wind up making costly, permanent Medicare mistakes by enrolling too soon or too late. i65 always begins be determing the Medicare enrollment timing that's right for your unique needs.

 

A SPECIALTY OF 65 Incorporated

Step Two: Choose Your Medicare Path

By path, what we mean is the type of Medicare coverage that is best for your needs — Original Medicare with a Supplement, Medicare Advantage, a retiree plan, military coverage, etc.? There is no such thing as a perfect choice; there is only what is best for YOU. It's critical that you compare all of your coverage options. Your 65 Incorporated expert will get to know your unique needs and make recommendations, but you make the final decision about what type of coverage you prefer.

Step Three: Select Specific Plans

In Step Three, your consultant will review the best Medicare plans available in your area (taking into account the type of coverage you chose in Step 2) narrow your options down to 3-5 plans. Then, your advisor will work with you to make a specific plan recommendation and explain why. 65 Incorporated does NOT sell Medicare insurance, so you can be confident our recommendations are always in your best interest.

A SPECIALTY OF 65 Incorporated

Step Four: Enroll in the Parts of Medicare

To make enrolling in Medicare as painless as possible, you'll receive a complete custom Medicare RoadMap report at the end of your consultation. This report provides you with specific step-by-step instructions to guide your Medicare-related actions. Each RoadMap also includes additional and invaluable information about Medicare as it relates to your unique needs.

Step Five: Enroll in the Specific Plans

Once you are officially on the Medicare roster, you can sign on the dotted line for the specific plans you chose in Step Three.
PLEASE NOTE: We do not sell Medicare insurance so our experts cannot enroll you in specific plans. However, we'll give you specific instructions, inluding phone numbers, to get enrolled.

 

Step Six: Review Your Coverage Annually

Each year, Part D drug plans and Medicare Advantage plans can change how they work. These changes can be dramatic. Premiums, deductibles, out-of-pocket costs, drug formularies, physician networks, pharmacy networks, and more can change from year to year. If you are not watching how your coverage will change in the coming year, quite frankly, you're the one left paying the bill. 65 Incorporated provides you with tools and resources you need to review your coverage annually, or you may work with 65 Incorporated in the future to get a review of your coverage options.



To avoid costly medicare mistakes, you must underestand all of your options.

 

Through a one-on-one consultation through 65 Incorporated, you'll get fast, simple, expert and unbiased Medicare guidance.

 
 

FAST

Understanding Medicare regulations can takes weeks, months or even years of intensive study. Alternatively, 65 Incorporated provides you with expert Medicare enrollment guidance specific to your unique needs in about an hour!

 
 
 

SIMPLE

Trying to decipher all of Medicare's thousands of regulations is enough to give anyone a headache. 65 Incorporated reduces this regulatory nightmare into a series of easy-to-answer questions and step-by-step enrollment instructions.

 
 
 

EXPERT

65 Incorporated is the creation of Medicare expert, Diane J. Omdahl, RN, MS, and her partner Melinda Caughill. After working with our team of highly-trained experts, you'll feel confident that you're making the right Medicare decisions.

 
 
 

UNBIASED

65 Incorporated is NOT affiliated with insurance companies or the sale of insurance products. Thus, you know – without a doubt – that the Medicare enrollment guidance you receive is in your best interest.

 
 

 

VIDEO: Why is Medicare so confusing? Why are mistakes so costly? What can you do about it?